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Ricardo Sánchez Fernández

Ricardo is the global head of regulation and supervisory relationship at Bankinter group where he is responsible for overseeing and monitoring the prudential regulatory framework and public policy together with coordinating the relationship with prudential supervisors at the SSM including ECB, Banco de España, Banco do Portugal, CSSF and Central Bank of Ireland.

With over 19 years of experience in the banking sector, in accounting, regulation, audit and consultancy, he participates in the several banking associations in Europe, including the European Banking Federation where he chairs the Accounting Committee and the Spanish Banking association where he is member of various committees including accounting and regulation.

Prior to his involvement at Bankinter, he worked over 12 years in KPMG split in half both in Madrid and in London where he developed as an auditor for banking institutions, financial instruments accounting and valuation advisor and financial services regulation advisory.

Ricardo is a Spanish national currently based at Bankinter’s head quarters in Madrid. He has a bachelor (Licenciatura) in business management at Universidad Pontificia Comillas ICADE (E2) in Madrid and a Master's degree in financial instruments and Derivatives, by the Instituto de Estudios Bursátiles also in Madrid. He is double qualified as chartered accountant by the Spanish standard setter Instituto de Contabilidad y Auditoría de Cuentas (ICAC) and by the Asociación Española de Contabilidad y Administración de Empreseas (AECA). He is regularly a presenter at Spanish forums with AECA.